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Budget Billing

Budget Billing Graphic

Sign Up for Budget Billing

Budget billing is a new way to pay for your bills, offering consistent, predictable payments. Instead of having a fluctuating bill month-to-month, budget billing takes your previous year's energy consumption, averages it over 12 months, giving you a new, flat monthly rate.

 

  • The fastest way to sign up for budget billing is through your SmartHub account. Click here to login or create an account.
  • Not interested in SmartHub? You can still do budget billing. Click Here to Enroll

Budget Billing FAQ

Through budget billing, your bill is determined by taking your past year’s total billing averaged out over 12 months.

You’ll pay 11 equal monthly payments and settle up on your August bill. If you paid for more energy than you used, we’ll credit your account with the difference. If you used more energy than you paid for, we’ll bill you for the difference.  The monthly billing average is then recalculated in September.  Your budget plan balance will be shown on your bill each month.

To monitor your monthly usage please view My Usage in SmartHub.

If you use less power than the previous year, we’ll credit that to your next year, bringing down payments.

If you have higher energy consumption than the previous year, you will be billed the difference at the end of the billing cycle (July).

No, with our budget billing system, once you enroll, you will stay in the program unless you decide to revert to our default billing system.

MCREA's budget billing is entirely free to switch to.

If you move or cancel budget billing, we will reconcile your account by comparing total payments made against actual energy usage. If you owe a balance, it will be added to your final bill; if you overpaid, the credit will be applied to your final bill or refunded.

Yes, however you must have a zero balance in order to sign up

You must be a member for 12 months in order to enroll.

You can have individual locations on budget billing.  Budget Billing is only available to residential rate accounts.

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©2026 Morgan County REA. All Rights Reserved.

  • The Co-op
    • BOARD OF DIRECTORS
      • Meet the Board
      • Board Meetings
      • Elections
    • MCREA AT A GLANCE
      • About Us
      • Bylaws & Articles
      • Rules and Regulations
      • Careers
      • Contact Us
      • History & Mission
      • Service Area
      • Seven Cooperative Principles
      • Staff
      • Statement of Non-Discrimination
  • News & Community
    • NEWS
      • Annual Meeting
      • Colorado Country Life
      • Grassroots
      • Legislative News
    • YOUTH PROGRAMS
      • College Scholarships
      • Lineworker Scholarships
      • Scholarship Recipients
      • Electric Cooperative Youth Tour
      • Cooperative Youth Leadership Camp
  • Service Center & Rebates
    • SERVICES
      • Begin/Change Residential Electric Service
      • Billing & Payment Information
      • Budget Billing
      • Business Application
      • Forms
      • Capital Credits
      • Solar & Net Metering
      • Co-op Connections
      • New Construction
      • Rate Information
      • Residential PrePay Service
      • Tariff Sheets
      • Oversized Load
    • ENERGY CENTER & REBATES
      • Choose EV
      • Energy Efficiency Rebates
      • Free Energy Audit
      • Products
  • Outage & Safety
    • OUTAGE
      • Outage Map
      • Outage Center
      • Update Contact Information
    • SAFETY
      • Power Line & Generator Safety
      • 811 Call Before You Dig
      • Electrical Safety & Tree Trimming
      • First Responder Safety
      • Safety Presentations
      • Safety Videos
      • Safety Quiz